Credit Rating

Many people who have credit card loans do not know how best to use their credit cards to build their beacon score and improve their borrowing capacity. Every lender I know gets excited when they meet a guy with a great credit rating. It’s like they want to hug you and give you all the money you want, even when you don’t need it. You probably have experienced getting a credit card in the mail that you did not apply for.

In a nutshell, the proper use of credit cards can actually help improve your credit rating considerably so you can get the best mortgage rates.