About us

About LifeLine Financial

Lifeline Financial commenced business in Toronto in September, 2004 under the leadership of a veteran mortgage broker, Ken Ntiamoa, as its Principal Broker. The brokerage is located at the North-West corner of Bathurst and Wilson, in the city of Toronto. During this period, Lifeline Financial has assisted a variety of clients from the various cultural mosaic that makes Toronto the beautiful city that it is. Our satisfied clients number in the thousands.

We tailor our financing solutions to fit every borrower’s specific needs and circumstances. We analyze the client’s long and short plans, credit, income, down payment and family needs before we recommend a mortgage solution that is suitable for the client.

Mortgage Brokerages fall into one of two main categories – a lender’s broker and a borrower’s broker.

At Lifeline Financial, we would like to think of ourselves as the borrower’s broker. As much as we can, and within the ambit of the laws and regulations guiding this industry, we represent the interest of the borrower in the mortgage acquisition process. We protect the borrower’s interest without harming the lender in any way because we operate within the confines of the law. If a mortgage is not suitable for the borrower, we will advise the borrower not to assume that responsibility.

On the other hand, Lifeline Financial avoids and discourages all mortgage applications that have elements of fraud and possible conflict of interest situations in order to protect our cherished lenders.

About the broker

Ken Ntiamoa, Bsc Eng, MBA
Principal Broker
Lic No: M08000394

The Broker of record at Lifeline Financial is Ken Ntiamoa. Ken studied Engineering at University of Guelph, Guelph,
Ontario where he graduated in 1974 with Distinction. He went on from there to the School of Administrative Studies at York University and graduated in 1976 with an MBA.

Ken then worked for Nabisco Brands and Playtex in their Finance and Administration departments as Financial Analyst and
Manager, Financial Operations respectively.

In his desire to assist new immigrants from Africa, Asia, the Caribbean Islands and elsewhere who were then moving to
Toronto to acquire their own homes, Ken started his first Mortgage Brokerage company, ALTERNATIVE FINANCE INC in August, 1988.

Since then, he has not only helped thousands of immigrants buy their own homes, he has also trained many mortgage
agents who have gone on to become successful mortgage brokers in their own right.

Ken is an experienced, passionate and affable professional. Those who take his advice usually end well.

He is able to find mortgage loan for some of the most difficult situations that can one can encounter

Ken Ntiamoa is also a great negotiator who can negotiate with your creditors to lower your debt load, especially if you are getting a mortgage to consolidate or pay off nagging debts. Ken and his associate started the first debt clinic is the GTA owned by migrants in 1992.

Ken is able, where possible, to save homes from repossession and he has done so for many people.

Ken has a long standing mantra that says“IF I CAN’T HELP YOU, NOBODY CAN!”